NORTHSTATE AREA, Calif. — A recent study shows more than 1 in 12 homes in California are located in high fire-risk areas.
The researchers included the City of Paradise in their study as they looked into new approaches to rebuilding as well as reducing the risk of fire in the future.
Founder of the non-profit Next 10, Noel Perry, commissioned the study done by UC Berkeley. Researchers found what the co-benefits can be by connecting land-use, insurance, zoning, and displacement.
They interviewed people living in Paradise and came up with alternatives for rebuilding.
One of the scenarios the study found to be useful was the idea of the community rebuilding some housing in the high-risk areas but incorporating wildfire mitigation features including development clusters surrounded by defensible space.
Perry said the California Insurance Commissioner is looking into new policies and recommendations for fire-prone areas like Paradise something the Insurance Commissioner's office denies.
According to a statement from the Insurance commissioner's office, "Insurance Commissioner Ricardo Lara supports a competitive private insurance market that will continue to cover all Californians including in areas that are fire-prone."
Here are the findings from the scenario analysis:
The “Managed Retreat” scenario would do the most to reduce the number of homes at risk from fires: in Santa Rosa, a managed retreat reduced the number of dwelling units in fire hazard zones by nearly 54%; in Ventura, by 52%.
“Managed Retreat” and “Resilience Nodes” planning scenarios both offered the most environmental benefit.
And rebuilding with resiliency in mind could offer economic benefits, aside from reducing risk and providing environmental benefits.
In terms of insurance and what the commissioner, his committee is looking at, is making suggestions to the California Legislature to really not insure houses that are in fire prone areas if people decide to continue to live there after a major fire, Perry said.
He added another aspect they are looking into is less rebuilding in fire-prone areas.
The office of the Insurance Commissioner added that Lara is "Pressing insurance companies to expand their coverage in the WUI and rural California where non-renewals have increased and to offer premium discounts to homeowners who mitigate their properties against wildfire losses, for instance by reducing vegetation and installing ember-resistant eaves. He also is working with the Governor's Administration to reduce wildfire risk that is making it more difficult for people to obtain coverage."
Perry also added there is no perfect answer for the best way to rebuild, but he believes the study was proven successful in identifying ways these fire-prone communities can rebuild and move forward.
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